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Citizens Alliance Bank

2015 Summer Events in the Citizens Alliance Bank Communities 



Dates of Events

Clara City

Clara City Prairie Fest

July 9 - July 11

Parade, July 11 @ 4:00 PM


Maynard Rodeo

August 21 - August 22

Rodeo, August 21 & 22 @ 6:30 PM


Maynard 4th of July

July 3 - July 4

Parade, July 4 @ 11:00 AM


Maynard Rodeo

August 21 - August 22

Rodeo, August 21 & 22 @ 6:30 PM

Granite Falls

Granite Falls Western Fest

June 24 - June 27

Parade, June 27 @ 1:00 PM

Rodeo, June 25, 26, & 27 @ 7:30 PM

Lake Lillian

Bird Island Wing-Ding Days

June 17 - June 21

Parade, June 20 @ 2:00 PM


Lake Lillian Fun Days

July 31 - August 2

Parade, August 1 @ 4:00 PM


Lions Club Festival

August 15

Parade, August 15 @ 10:00 AM


Wood Lake Community Fair

August 24 - August 26

Parade, August 26 @ 6:30 PM

Howard Lake

Howard Lake Good Neighbor Days

June 25 - June 28

Parade, June 28 @ 2:00 PM


Watertown Rails to Trails

July 17 - July 18

Parade, July 18 @ 11:00 AM


Kerkhoven Town & Country Days

July 24 - July 26

Parade, July 25 @ 3:30 PM

Seeley Lake, MT

Lincoln, MT

Augusta American Legion Rodeo

June 28

Rodeo, June 28 @ 2:00 PM


Lincoln Independence Day Celebration

July 3 - July 5

Rodeo, July 4 @ 11:00 AM


Seeley Lake July 4th Celebration

July 4

Parade, July 4 @ 2:00 PM


Helmville Labor Day Rodeo

September 5 - September 6

Rodeo, September 5 & 6 @ 1:00 PM 

The Board of Directors of Citizens Alliance Bank has appointed Kerry Ness as its Chief Accounting Officer and Chief Risk Manager.  For 13 years Mr. Ness was Executive Vice President and Chief Financial Officer of the The Business Bank where he led all finance, accounting, and treasury activities of the bank.  In 2013, The Business Bank was acquired by Bell State Bank & Trust (formerly known as State Bank of Fargo) at which time Mr. Ness served as its Senior Vice President of Accounting.

Mr. Ness holds a Bachelors Degree from Mankato State University with a major in accounting.  He has been a Certified Public Accountant (currently inactive) and has been an active member of banking and investment securities industry groups, TwinWest Chamber of Commerce, Interfaith Outreach & Community Partners Endowment Fund and Cherish All Children.  Citizens Alliance Bank is proud to welcome Mr. Ness to the organization where he will join its Senior Leadership Team and leverage his many years of knowledge and experience in banking and accounting.

Citizens Alliance Bank has total assets of $634,000,000 and is among the larger independent community banks chartered in Minnesota offering a full array of consumer and business banking services.  Citizens Alliance Bank has provided innovative, high quality financial solutions to its customers and communities since 1902.

For more information, contact John Gill, President/COO, Citizens Alliance Bank at (320)847-1589.

Kenny Martin, current President/CEO of First Bank Lincoln (FBL) was recently promoted to a new role of Montana Market Manager for Citizens Alliance Bank (CAB), a sister company.  Martin will remain the President/CEO through the charter merger and system conversion of FBL to CAB which is anticipated to occur in second quarter 2016. As Montana Market Manager, Kenny will begin directing and managing the day to day lending and operating activities within Western Montana, including the development and leadership of strategic initiatives and banking personnel within both the Seeley Lake and Lincoln branches. The organization is committed to improving the utilization and efficiency of existing capital and personnel resources in Western Montana by leveraging Kenny’s strategic leadership and management skills, as well as the strength and expertise of existing staff, local market knowledge, and existing synergies and momentum already underway within Western Montana.

Martin was born and raised in Sunbury, Pennsylvania graduating from William and Mary in 1983 with a Bachelor’s Degree in Government. He is married to his wife Staci and they have five children; Alyssa, Wes, Kayla, Cade, and Mark. Over the years, Martin has worked for several Banks and Mortgage Companies in Virginia, including Chase Manhattan, Weyerhaeuser, and CTX Mortgage. In 1999, Martin and his family moved to Western Montana, and he started working for First Bank Lincoln in 2002 and became President/CEO in 2004. Martin is also the current President of the Montana Independent Bankers Association. In his spare time, he enjoys hunting, fishing, and horseback riding.

Citizens Alliance Bank is a family-owned community bank providing financial and related banking services within local communities in Minnesota and Montana. The Bank provides integrated products and banking services that customers seek, including local empowered decision making and personalized customer service delivered with a small town personal touch. The Bank and its shareholders remain committed to strengthening and improving the communities that it’s customers and employees work and live through financial literacy and economic and community development.

Citizens Alliance Bank Board of Directors appoints John Gill as the new Bank President effective September 15. Mr. Gill joins the $634 million asset Clara City, Minnesota based company from Western Bank St. Paul, which is part of a $2.5 billion dollar bank holding company based in Omaha, Nebraska, where he was Executive Vice President/COO/CFO. John Gill holds a Bachelor's Degree of Accountancy from the University of North Dakota and is also a graduate of ABA Stonier Graduate School of Banking/Wharton Leadership program. He has been a Certified Public Accountant and active member of the AICPA and Minnesota Society of CPA's for 25+ years. John has substantial bank operations and executive leadership experience in addition to long-range strategic planning and development.

Gill will be reporting directly to Citizens Alliance Bank CEO Jeff Berghuis who has served as the Bank President since February 2000.


CEO Jeff Berghuis warmly welcomes our Montana customers to the "Stronger than Ever" Citizens Alliance Bank. We are pleased to announce that the merger of First Valley Bank into Citizens Alliance Bank was successfully completed as of close of business April 25, 2014. While the name of the bank changed, our Montana customers will experience the same exceptional level of service to which they have been accustomed.

Building on the solid foundation of Citizens Alliance Bank, we will continue to provide the community banking qualities customers seek - local empowered decisions and personalized service delivered by the same knowledgeable banking professionals who know and understand you and your business. We strengthen local economies and are committed to our customers, employees, and the communities we serve. Our integrated products and financial resources rival those of a much larger bank but are delivered with a small town personal touch.

Helpful Travel Tips from Citizens Alliance Bank: 

- Make two photocopies of all your travel documents (Passport, Itinerary, Airline Tickets, Driver’s License, Credit Cards, Hotel Info, etc.) in case of emergency or if your documents are lost or stolen. Leave one copy with a friend or relative at home. It is always a great idea to let at least one person know exactly where you will be staying and how to contact you case of an emergency.

 - Before you leave, notify your bank, credit card company or other financial institutions that you are traveling. Let us know the states or countries you will be visiting, dates of travel and how to contact you while you’re away.

- Check the daily cash withdrawal limit or credit limit on your debit/credit cards.

- Sign up for Online Banking so you are informed of account activity.

- Do not flash large amounts of money.

Please contact your local branch with questions.


Citizens Alliance Bank Announces 'Mobile Banking'!

Our Citizens Alliance Bank Mobile App makes it easy for your to bank on the go 24/7.  You can monitor your account, transfer funds, make loan payments, locate branches, find ATMs, and more.  Mobile Banking works on iPhones, iPads, Android phones, and Android tablets.  For more information, please view the Online Banking page or Contact Us 

Search for Citizens Alliance Bank at the following stores:

Simple Ways to Rev Up Your Savings

- Save for specific goals.
- Commit to saving money regularly.
- Put your savings on auto-pilot.
- Make use of tax-advantaged retirement accounts and matching funds.
- Decide where to keep the money intended for certain purposes.
- Think about ways to cut your expenses and add more to savings.

To read more about these simple steps visit:

Go Green in 2015!

Start the year off right and sign up for E-Statements!

1. Read the Disclosure and complete the Enrollment Form.

2. Return the Enrollment Form to the Bank.

3. Check your E-Mail Inbox for further instructions.

Once you are enrolled you will receive E-Statements beginning with your next statement cycle.

How are E-Statements Beneficial?

  • Secure: E-Statements can be retrieved in online banking or received in your e-mail inbox which requires a password to be retrieved.
  • Convenient: You can view, print or download your e-statement to your computer hard disk any time you want, organizing them in one central location.
  • Easy: Just complete the E-Statement Enrollment form found on our Forms page or Click here to view our online forms and return it to the bank.
  • Fast: You'll receive your E-Statement one or two days earlier than you typically receive your paper statement.

 For more information, please contact us.


Member FDIC

Clara City
Phone: (320)847-3702
Phone: (320)367-2183
Granite Falls
Phone: (320)564-4522
Lake Lillian
Phone: (320)664-4111
Seeley Lake
Phone: (406)677-2464

Eqal Housing Lender

Phone: (507)925-4133
Howard Lake
Phone: (320)543-2151
Phone: (952)955-2992
Phone: (320)875-2431

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