Citizens Alliance Bank

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About Us

Why choose Citizens Alliance Bank?

It’s simple, it’s all about doing business with a local independent community bank!

Citizens Alliance Bank is a $675,000,000 asset based bank and is among the larger independent community banks chartered in Minnesota. We offer a full array of consumer and business banking services. From our beginnings in 1902, we have provided innovative, high quality financial solutions to our customers and our communities we serve.

When you enter a Citizens Alliance Bank facility you will see a familiar face and you will experience a warm, customer friendly atmosphere. We are “Customer Driven, Community Focused.”

We’ve learned over the years that it is important to employ people with a strong work ethic – which can’t be taught – more so than with 'banking knowledge,' which can be learned.  Success can be more about attitude than aptitude. Having a team of dedicated and skillful employees gives this bank a distinct advantage over our competitors. Your phone calls aren’t answered by an automated system or a remote "call center", but by a friendly, local banker eager to provide solutions to your financials needs.

We are constantly evolving and enhancing our products and services to meet the changing needs of our customers.  We offer 24-hour access to our web based or telephone banking platform, mobile banking for iPhone and Android devices, remote deposit capture, and complimentary Online BillPay.  We are also a member of the Shazam’s Privileged Status ATM Network, the In Balance ATM Network, and the MoneyPass ATM Network. This allows our customers to use several ATMs across the country surcharge free.  We offer our own branded Visa debit cards, Visa credit cards and Visa pre-paid cards - all issued and serviced locally.

We understand every customer has their own unique financial services need.  We work hard to deliver solutions tailored to each customer’s situation.  We appreciate every customer's relationship with us - large or small.  We realize that your money is hard earned and we try not to take any relationship for granted in this competitive business.

Our bank has local shareholders, a local Board of Directors and local bankers making local decisions.  Citizens Alliance Bank employs talented bankers and gives them the authority to make decisions quickly and responsibly.   We strive to make your banking experience satisfying and at the same time deliver a level of service and professionalism that you will grow to appreciate.  If you have ever banked at a large, money center bank where you were only a number and perhaps mostly invisible, you should feel an immediate, positive and hopefully refreshing contrast working with us.

At Citizens Alliance Bank, our priority is to keep your money 'at home' and have it redeployed in local lending to help our communities grow and prosper.

Citizens Alliance Bank now offers eight convenient full service locations in Minnesota: Clara City, Maynard, Granite Falls, Echo, Lake Lillian, Howard Lake, Watertown and Murdock.  We also offer two convenient full service locations in Montana: Seeley Lake and Lincoln.  Our parent company, Forstrom Bancorporation is headquartered in Clara City, Minnesota.

I invite and welcome you to stop by any one of our locations.

We offer a personal touch; we want to get to know you and help you and/or your business prosper.

Go. Bank. Local.


Jeffrey L. Berghuis
Chief Executive Officer

Member FDIC

Clara City
Phone: (320)847-3702
Phone: (320)367-2183
Granite Falls
Phone: (320)564-4522
Lake Lillian
Phone: (320)664-4111
Seeley Lake
Phone: (406)677-2464

Eqal Housing Lender

Phone: (507)925-4133
Howard Lake
Phone: (320)543-2151
Phone: (952)955-2992
Phone: (320)875-2431
Phone: (406)362-4248

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